Purpose
Money has a goal, not just a balance.
Building Smarter Money Habits!
Help your child learn to save with purpose, build healthy money habits, and turn their dreams into achievable goals, with the whole family along for the journey.
Save. Learn. Grow. Achieve.
Dream
Goal
Save
Progress
Achieve
More Than Saving Money. It's About Building Habits for Life.
KidsiGullak is designed around four principles:
Progress
Children can see their savings grow toward something they care about.
Family
Saving becomes something the whole family can participate in.
Habits
Small, consistent actions help build better money habits over time.
Help Your Child Build a Better Relationship With Money
From "I Want It" to "I Saved for It."
Kids understand dreams before they understand money. KidsiGullak connects the two.
Give Money a Purpose
Help children create Gullaks for things they genuinely care about, from a bicycle to books, hobbies or experiences.
Make Progress Visible
Instead of simply showing a balance, KidsiGullak shows children how close they are to achieving their goal.
Learn Through Doing
Children learn about saving, spending, needs, wants and financial choices through interactive experiences.
Make Saving a Family Ritual
Parents, grandparents and other family members can contribute to meaningful goals and celebrate milestones together.
Encourage Thoughtful Decisions
Parent-defined rules, lock periods and withdrawal approvals introduce healthy friction before savings are accessed.
Celebrate Consistency
Streaks, badges, XP and milestones make consistent saving rewarding without making spending the focus.
Everything Your Child Needs to Build Smarter Money Habits
01 Digital Gullaks
Create dedicated Gullaks for different goals such as Books, Toys, Cycle, Hobbies or Charity.
02 Goal-Based Saving
Set the goal, target amount and timeline. Add an image to make the dream tangible.
03 Visual Progress
Watch savings move toward the goal through intuitive progress meters and milestones.
25% → 50% → 75% → 100%04 Smart Saving Rules
Parents can configure minimum savings, lock periods, withdrawal limits and other rules.
05 Parent-Approved Withdrawals
Children can request withdrawals, while parent approval can be required for locked savings.
06 Family Contributions
Parents and approved family members can contribute to a child's Gullak for birthdays, festivals, achievements and special occasions.
07 Streaks, Badges & XP
Reward positive saving behavior with streaks, achievement badges and progression levels.
08 Financial Learning
Bite-sized lessons, scenarios and quizzes introduce children to everyday money concepts.
09 Allowance & Earning
Parents can provide recurring allowances or connect earning with chores, homework and achievements.
Raising Money-Smart Kids Isn't About Saying "No" All the Time.
We help you turn everyday challenges into positive money habits.
Small steps
Big dreams
"My child wants everything immediately."
KidsiGullak helps children experience the value of waiting, saving and working toward something meaningful.
Want → Save → Wait → Achieve"My child doesn't understand the value of money."
A balance is just a number. A goal gives that number meaning. KidsiGullak turns abstract money into something children can understand through tangible goals and visible progress.
"I don't want to lecture my child about money."
Financial habits are easier to develop through experience. KidsiGullak lets children learn by setting goals, saving, making choices and seeing the consequences of those choices.
"I want family members to contribute meaningfully."
Turn birthdays, festivals and special occasions into opportunities to build savings habits. Family members can contribute toward approved goals and add a personal message.
"I don't want my child to break their savings impulsively."
KidsiGullak can introduce healthy friction through cooldown periods, parent approvals and intentional withdrawal flows. The objective isn't simply to restrict access. It's to encourage thoughtful decisions.
"I want my child to develop habits, not just learn financial concepts."
That's the heart of KidsiGullak. Learn it. Practice it. Repeat it. Build the habit.
Turning Dreams Into Goals. Goals Into Habits.
Step 1
Choose a Dream
What does your child want? A bicycle. A new toy. Books. A hobby. An experience.
Choose something meaningful.
Step 2
Create a Gullak
Set a target amount and timeline. Add an image of the goal.
Now the money has a purpose.
Step 3
Start Saving
Parents can add money or provide an allowance. Family members can contribute to approved Gullaks.
Every contribution moves the goal forward.
Step 4
Watch Progress Grow
Children can see their Gullak getting closer to its goal.
25% → 50% → 75% → 100%Every milestone becomes a moment worth celebrating.
Step 5
Build the Habit
Saving consistently can earn streaks, XP and achievements.
Children begin to understand that small actions repeated over time can create meaningful results.
Step 6
Reach the Goal
The most rewarding moment isn't just getting the thing.
It's being able to say: "I saved for this."
Built for Families. Inspired by Everyday Money Moments.
Save with purpose.
Celebrate progress.
Grow together.
Frequently Asked Questions
What is KidsiGullak?
KidsiGullak is a family-powered savings and financial learning platform designed to help children develop healthy money habits through purposeful, goal-based saving.
Is KidsiGullak a digital wallet?
No. KidsiGullak is designed around saving, goals, financial learning and discipline, rather than everyday spending.
What can children save for?
Children can create Gullaks for goals such as toys, books, bicycles, hobbies, experiences or other parent-approved goals.
Can family members contribute?
Yes. Approved family contributors can contribute to a child's Gullak and add personalized messages for birthdays, festivals and achievements.
Can children withdraw their savings?
Withdrawal access depends on the rules configured by the parent. Locked savings can require a withdrawal request, cooldown period and parent approval.
Can parents set savings rules?
Yes. Parents can configure rules such as minimum savings percentages, lock periods, withdrawal limits and emergency unlock controls.
Can children earn money?
The platform supports allowance and task-based earning concepts, allowing parents to associate money with chores, homework, consistency and achievements.
Does KidsiGullak teach financial literacy?
Yes. Children can learn concepts such as saving vs. spending and needs vs. wants through bite-sized lessons, scenarios and quizzes.
Can a child have multiple Gullaks?
Yes. Children can create multiple Gullaks for different goals, helping them understand that money can have different purposes.
Who controls the child's account?
Parents have supervisory control over child profiles, goals, saving rules, allowances and withdrawal approvals.
Is KidsiGullak a banking or investment product?
No. KidsiGullak is positioned as a behavior-design, savings and financial-learning platform, not a banking or investment product.
Every Dream Starts With a Goal.
And every goal gets closer with every small step. Give your child the opportunity to experience the satisfaction of saving, the discipline of waiting and the confidence of achieving something they worked toward.
Start Building Smarter Money Habits Today.
Create your child's first Gullak.
Start Your Child's GullakSave with purpose. Grow with every contribution. Build habits for life.